In Polish: Taksa notarialna
This is the word you will see in bank documents.
Definition
The notary fee (taksa notarialna) is the notary's remuneration for drawing up a deed and other acts. Its maximum is set by a regulation of the Minister of Justice, depending on the value of the transaction. The notary may charge less, but not more, and adds 23% VAT.
What it means for you
When buying a flat with a mortgage you pay a fee for the sale agreement, for creating the mortgage, for the land register application and for copies of the deed. For a PLN 500,000 flat this usually adds up to several thousand złoty, paid on the day of the deed from your own money. Ask 2–3 notary offices for a quote, because the regulation rate is a maximum.
Full entry in Polish, with a worked example and sources
Frequently asked questions
How much does a notary cost when buying a PLN 500,000 flat?
The maximum fee for a flat sale agreement is PLN 1,385 net, i.e. PLN 1,703.55 with VAT. With the mortgage, application and copies it is usually about PLN 3,000–3,300, excluding PCC and court fees.
Can the notary fee be negotiated?
Yes. The regulation sets maximum rates and the notary may charge less. For simple agreements the differences between offices can be noticeable.
Is VAT added to the notary fee?
Yes. The regulation gives the fee net, and the notary adds 23% VAT.
Related terms
Definitions are simplified and reflect Polish law and bank practice as of October 2026. Where every word matters, the Act and your loan agreement decide. Figures in examples are indicative and are not a bank offer. The Polish version of each entry has worked examples and sources.
Other terms in “Loan costs and insurance”